Savings Accounts

Features:

We offer a variety of Savings products to meet your needs. All of our accounts include the following where applicable:

Feature	Savings	Minor Savings**	Certificate of Deposit	Christmas Club
Description	A Flexible and Popular Savings Account	Account Holders 21 Years and Younger	Term Deposit ranging from 3 to 60 months	Save All Year - Paid Out Before Christmas
Minimum Balance to Open	$100	$5	$200	$5
Interest Bearing	Yes	Yes	Yes*	Yes
Minimum Balance	$100	$0	$200	$0
Fee if below Minimum Balance	$6 Quarterly	None	Penalty for early withdrawal	None

*Interest based on Term

**Kids ages 14 and under may participate in Penny Savers Club for fun prizes!

See a Union Federal Customer Service Representative for more details.