Checking Accounts

Features:

Union Federal has many different checking accounts from which to choose. We offer Interest Bearing as well as Demand Accounts. All of our accounts include the following:

  • Online Banking
  • Mobile Banking App
  • Mobile Deposit
  • Instant Issue Debit Cards***
  • Card Security Controls
  • eStatements
  • Bill Pay
  • 24 hr ATM Access
  • Notary Service
  • Overdraft Protection if tied to a Savings Account

Account Comparison

Feature

MyChoice Checking

Standard Checking

Student Checking

55 Plus Checking

VIP Checking

Description

Basic low balance accounts

Our most popular checking account

All Students ages 13 to 25

Customers 55 or older

Earns a premium rate

Minimum to Open

$25

$200

$25

$200

$2,500

Interest Bearing

No

Yes

No

Yes

Yes

Monthly Fee

$5**

None

None

None

None

Minimum Balance

$0

$200

$0

$0

$200*

Fee if below Minimum Balance

None

$5

None

None

$5

Limited Free Box of Checks

No

No

Yes

Yes

Yes

Other Benefits

   

5 Free ATM withdrawals monthly

   

*If balance drops below $2,500, account earns Standard Checking interest rate.

**Fee waived if 2 of the 3 are met per month: •Receive e-Statements •10 Debit Card Transaction • Monthly Direct Deposit

***Instant Issue at the Kewanee Office, other offices should receive new cards in 1-3 days.

Looking for more?

See a Union Federal Customer Service Representative for more details.

Contact Us

 

Where People Are Important

Where People Are Important!

Give us a call or stop by any of our convenient locations. 

Contact Us Locations & Hours
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