CHECKING ACCOUNT OPTIONS
It’s the account you turn to for everyday access. So, we’ve built convenience into several different personal checking account options. Not sure which one’s right for you? We’re happy to help you choose.
Add direct deposit or ACH to your account for added convenience. And when you pair any of our checking accounts with our mobile app, you’ll have access to all of your accounts at a glance!
Checking Account Comparison
| Feature | MyChoice Checking | Standard Checking | Student Checking | 55 Plus Checking | VIP Checking | Money Market |
|---|---|---|---|---|---|---|
| Description | Basic low balance accounts | Our most popular checking account | All Students ages 13 to 25 | Customers 55 or older | Earns a premium rate | An Insured Money Market Account with some restrictions on deposits and withdrawals. |
| Minimum to Open | $25 | $200 | $25 | $200 | $2,500 | $2,500 |
| Interest Bearing | No | Yes | No | Yes | Yes | Yes/Tiered |
| Monthly Fee | $5** | None | None | None | None | None |
| Minimum Balance | $0 | $200 | $0 | $0 | $200* | $2,500 |
| Fee if below Minimum Balance | None | $5 | None | None | $5 | $5 |
| Limited Free Box of Checks | No | No | Yes**** | Yes | Yes | |
| Other Benefits | 5 Free ATM withdrawals monthly |
ADDITIONAL CHECKING ACCOUNT FEATURES:
All of our personal banking checking accounts include the following:
- Online Banking
- Mobile Banking App
- Mobile Deposit
- Instant Issue Debit Cards***
- Card Security Controls
- eStatements
- Bill Pay
- 24 hr ATM Access
- Notary Service
- Overdraft Protection if tied to a Savings Account
*If balance drops below $2,500, account earns Standard Checking interest rate.
**Fee waived if 2 of the 3 are met per month: •Receive e-Statements •10 Debit Card Transactions • Monthly Direct Deposit
***Instant Issue Debit Cards at the Kewanee Office, other offices should receive new cards in 1-3 days.
****Must be 18 years or older
Looking for more?
Contact a Union Federal Customer Service Representative for more details.
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